A bank clerk accepts deposits and cashes checks, paying money to customers after validating the signatures on the check and fund availability. When handling withdrawals, he verifies customer signatures and also examines their photo identification to ensure the validity. She records all transactions made by entering notes into the bank's computer system, accepts loan payments on behalf of her employer's lending department.
He answers all customer questions and resolves any issues or problems with their accounts, referring the issue to the branch manager if necessary. He promotes and educates customers on the bank's products and services, such as credit cards, money market accounts and individual retirement accounts (IRAs). He also ensures that the balance of her money drawer is accurate.
Every retail bank employs clerks. These job opportunities can me found by combing the classified advertisements in newspapers and on online job search boards, such as jobs.com. Job seekers may also find employment through staffing agencies that specialize in the placement of administrative and other entry level candidates. Many financial institutions actively recruit bank clerks at community job fairs as well.
2. ELIGIBILITY CRITERIA :
The eligibility of candidates for appearing in the Bank clerical grade exam is explained here.
Age Limit For Bank Clerical Grade Exam
Not below 18 years and not above 28 years. Relaxation in upper age limit is as per rules for specified categories including SC/ST/OBC etc.
Nationality
A candidate must be either a citizen of India or one holding eligibility certificates issued by the Government of India.
Educational Qualification For Bank Clerical Exam
Bachelor's degree of a recognized University in any discipline or its equivalent recognized as such by the Central Government.
Passed with 50% marks in aggregate in Higher Secondary
Examination/(10+2) of 10+2+3 pattern/Eleventh Standard Examination of 11+3
pattern/Intermediate/Pre-University or its equivalent.
OR
Passed with 50% marks in aggregate in Diploma in Banking recognized by Central/State Government or U.T. Administration.
OR
Passed with 60% marks in aggregate in Matriculation/SSC (old pattern)/SSLC/ l0th standard of 10+2+3 pattern or equivalent.
3.SELECTION PROCEDURE :
The selection will be on the basis of written test and interview. All eligible candidates will be called for a written examination, which will be both Objective and Descriptive in nature
Written Test
Objective Tests (Duration – 95 minutes)
S. No. |
Name of test |
No. of questions |
Medium of exam |
1 |
Test of Reasoning |
50 |
English & Hindi |
2 |
Test of English |
50 |
English |
3 |
Test of Clerical Aptitude |
50 |
English & Hindi |
4 |
Test of Numerical Ability |
50 |
English & Hindi |
|
Total |
200 |
|
Descriptive Tests (Duration 45 minutes)
It will consist of 4 questions out of which the candidates are required to attempt 3 questions only. The test will be of 60 marks (i.e. 20 marks for each question). Time duration for the test will be 45 minutes. However, the test will be only qualifying and the marks obtained therein shall not be reckoned for preparing the merit list. The candidates shall have the option to answer the descriptive test either in English or Hindi or the Official Language of the State.
The candidates have to pass in each of the objective and descriptive test separately and there will be negative marks for wrong answers in the Objective Tests. Depending on the numbers of vacancies, only those candidates who rank sufficiently high in the Objective Test will be called for interview. Final selection will be on the basis of ranking accorded after adding the marks obtained in the Objective Tests and Interview.
4. Syllabus : Syllabus for Bank CLERK Exams
Test of Reasoning/Mental Ability/Aptitude:
1. Test of Reasoning: This test would include questions of both verbal and non-verbal type. The test may include questions on analogies, similarities, differences, space visualisation, problem solving, analysis, judgement, decision-making, visual memory, discrimination, observation, relationship concepts, arithmetical reasoning, verbal and figure classification, arithmetical number series, etc. The test will also include questions designed to test the candidate's abilities to deal with abstract ideas and symbols and their relationships, arithmetical computation and other analytical functions.
2. Test of English Language: This is a test to see how well you know English. English language ability would be through questions on grammar, vocaoulary, sentence completion, synonyms, antonyms, comprehension of a passage, etc.
3. Test of Numerical Ability: Questions will be designed to test the ability of arithmetical computation of whole numbers, decimals 'and fractions and relationship between numbers. The questions would be based on arithmetical concepts and relationship between numbers and not on complicated arithmetical computations.
4. Test of Clerical Aptitude: The questions in Clerical Aptitude will be set to test the candidate's perceptual accuracy and aptitude. This is the ability to notice similarities and between the pairs of names and numbers. Questions in Clerical Aptitude will also assess in addition to perceptual accuracy and aptitude, ability to handle office routine work like filing, abbreviating, indexing, etc.
5. Descriptive Paper: It intends to your higher order cognitive abilities as comprehending the situations, etc., and also your language ability. It is a question paper-cum-answer sheet in Hindi and English and the Regional Language and you have to restrict your answers to the space provided on the answer-sheet. Use of supplements is not allowed. You have the option to answer 3 out of 4 questions either in Hindi or in English or in the Regional Language.
5. Tips on How to prepare for Bank CLERK Exam?
In order to select deserving candidates for recruitment at bank clerk post, all the nationalized banks in India conduct their own entry-level bank clerical entrance examination. The test is among the highly competitive job entrance examinations of India. In order to get selected for any of the posts in clerical cadre the candidates have to appear in this exam. Various posts, included in clerical cadre, are Clerk-cum-Godown Keeper, Data Entry Operators, Clerk, Typist (English), Steno (English), Agricultural Clerks, Steno (Hindi), Typist (English and Hindi), Steno (English and Hindi), Clerk-cum-Cashier, and Telephone Operators. Each vacant post in any branch of nationalized bank located across the country is filled on the basis of candidate’s performance in Bank Clerk/Clerical Entrance Exam, followed by interview.
In order to perform exceptionally well in bank clerical exam, candidates require thorough preparation. For preparation, aspirants are required to get acquainted with the knowledge regarding type of questions that can be asked in bank clerical exams. Books, study guides, preparation material, sample questions, previous year paper and other study materials are also required to prepare well. Further, the candidates can explore detailed knowledge regarding books, and study material that can be helpful for them to crack bank clerk exam. Apart from this, strategies and tips that can be useful while preparing for bank clerk exam are also provided. Sample papers also help aspirants to get a fair idea regarding the questions that can be asked in the exam.
How to Prepare for Bank Clerical Exam
In order to appear for such highly competitive recruitment exam, thorough preparation is required. Given below are few preparation tips that can help in cracking bank clerk exam:
- All the basics should be crystal clear. Basics can be thoroughly prepared by comprehensive study of class 10th mathematics formulae.
- Regular practice and attention should be paid to all the sections-Reasoning, Mathematics, English, etc.
- Full-length mock test, comprising of all the sections, should be attempted within the fixed time period.
- Be aware of all the current affairs and current issues related to economics, politics, business etc. For that, read newspapers and magazines regularly.
- Good expressions and grammatically correct sentences should be used while attempting descriptive questions.
- Most important handwriting should be legible while attempting descriptive section.
- Be aware of the latest examination pattern of bank clerk exam.
- Attempt General Awareness/ Marketing aptitude /Computer awareness section first, as it will take less time.
- Try to complete all the sections within 20-25 minutes, so that the last 5-10 minutes are left for revision.
- Practice regularly as it is the only key to success.
- Hard work, acting in a systematic way and time management helps to crack the exam efficiently.
6. Banks in India
List of Banks in India |
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RBI |
ABN AMRO Bank |
Andhra Bank |
Axis Bank |
Bank of Baroda |
Bank Of India |
Barclays Bank |
Canara Bank |
Central Bank of India |
Citibank |
Corporation Bank |
Dena Bank |
Deutsche Bank |
GE Financial |
HDFC |
HSBC |
ICICI |
IDBI |
Indiabulls Financial Services |
Indian Bank |
Indian Overseas Bank |
ING Vysya |
Kotak Mahindra Bank |
LIC Housing Finance Corporation |
National Housing Bank |
Oriental Bank of Commerce |
PNB |
Punjab & Sind Bank |
Reliance Money |
SBI |
Standard Chartered |
Syndicate Bank |
Union Bank of India |
United Bank of India |
|
|
For List of banks in India CLICK THIS LINK
For more details on Banks in India please follow this link